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The Collateral Risk Network was formed in late 2003 at the first annual Valuation Expo in Orlando, Florida. Attendance was approximately a half dozen or so lenders. Today membership stands at 167 members comprised of Lenders, Government Agencies, Wall Street, Vendor Management Companies, and Appraisers.
The CRN was instrumental in bringing together stakeholders to the Home Valuation Code of Conduct and submitted, as a group, modifications to HVCC. Ultimately many of the CRN proposals were adopted. See the CRN HVCC Comment.
The CRN also assembled in early 2009 to collaborate on a white paper, Reengineering the Appraisal Process.
Joan N. Trice is the founder and Managing Director of the Collateral Risk Network. The CRN is a for profit enterprise owned by Allterra Group, LLC.
For more information, contact Joan Trice at 513-659-1656 or jtrice@allterragroup.com.

Vicki Bott
Deputy Assistant Secretary for Single Family Housing Department of Housing and Urban Development
vicki.b.bott@hud.gov Bio
Greg A. Dennis
MDA Lending Solutions, Vice President Collateral Valuation Solutions
gdennis@mdasolutions.com Bio
Larry Disney
Executive Director of the Kentucky Real Estate Appraisers Board
larry.disney@ky.gov Bio
Jacquie Doty
Director of Collateral Policy, Credit Policy and Portfolio Management – Freddie Mac
jacqueline_doty@freddiemac.com Bio
Bill Garber
Director of Government and External Relations for the Appraisal Institute
bgarber@appraisalinstitute.org Bio
Beverlea S. (Suzy) Gardner
Senior Examination Specialist, Division of Supervision and Consumer Protection, Federal Deposit Insurance Corporation
bgardner@fdic.gov Bio
Todd Harper
Staff Director for Subcommittee on Capital Markets, Insurance and Govt Sponsored Entities
Todd.Harper@mail.house.gov Bio
Don Kelly
Executive Director, The Real Estate Valuation Advocacy Association—REVAA
don.kelly@revaa.org Bio
Robert T. Murphy
Manager; Property Standards; Credit Policy & Controls; Single-Family Mortgage Business – Fannie Mae
robert_murphy@fanniemae.com Bio
Robert L. Parson
Appraisal Policy Specialist, Credit & Market Risk, Office of the Comptroller of the Currency
Bio
Alfred M. Pollard
General Counsel at the Federal Housing Finance Agency (FHFA)
alfred.pollard@fhfa.gov Bio
Greg Stephens, SRA
VP Operational Risk Manager, Corporate Quality Control, Bank of America
Greg.stephens@bankofamerica.com Bio

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"Joan Trice has assembled a "Dream Team" of leaders throughout the valuation industry and has made them accessible through this forum. My effectiveness to my company as well as my own professional growth has been enhanced significantly through my participation in the CRN"
~ Richard L. Leali, Jr.
Vice President
National Appraisal Manager
BankUnited
"In a time when there are so many changing rules, regulations and practices in the appraisal industry, we have found CRN to be an indispensable resource. The CRN participants represent the leaders in the industry all of whom are willing to share thoughts and ideas in an effort to better the industry for the benefit of our respective clients."
~ John K. Wood, III
President/COO
IRR-Residential, LLC
"The CRN can be a powerful resource for investors, lenders, servicers, AMCs and other appraisal organizations to bring ideas together in a “think tank” environment that will help identify the challenges faced by the appraisal industry and provide meaningful recommendations to improve and shape its future."
~ Charles E. Mureddu
Quality Valuation Service (QVS)"CRN is group therapy for appraisal addicts. A place to go for honest feedback on both technical and philosophical issues. Not for the weak of heart, this group has a tell-it-like-it-is attitude that brings to light many sides of sometimes complex, sometimes controversial issues."
~ Alan Hummel, SRA
Senior Vice President, Chief Appraiser
Forsythe Appraisals, LLC"The CRN is very helpful for learning the latest information in the valuations arena. It provides a place for valuation groups to post their issues and receive suggested resolutions from others in the industry."
~ Randy L. Ritterman, PMP
Collateral Risk - GMAC ResCap
Vice President of Valuation Review