Calvin W. Moye, president of CALMO Realty Services, Inc. is a real estate program developer, consultant, instructor, real estate appraiser and real estate broker.  As a contractor, Mr. Moye has provided consulting, appraisal services and educational programs to banking regulators, public, associations, institutions and corporations beginning in 1969.

CALMO Realty Services, Inc. provides appraisals for complex properties, often involved with the potential of litigation.  The firm has associate certified general appraisers who perform assignments in the region.  Property types appraised are varied, from car washes to institutional properties.  Estates and partial interests are frequent assignments.

For 21 years, Mr. Moye was employed by commercial banks in Arkansas and Missouri.  In addition to managing secondary market mortgage operations, he served on commercial loan, asset-liability and fixed asset committees in federally insured lending institutions.  He was an approved DE underwriter in Arkansas and Oklahoma during the tenure of his institutional employment.

Mr. Moye holds an SRA designation from the Appraisal Institute.  He is a USPAP certified instructor as well as a certified general appraiser and a licensed real estate broker in Arkansas and Oklahoma.  He has developed and conducted more than 350 educational programs in more than 30 states.

In 2001, Mr. Moye’s firm was awarded a contract by the Federal Reserve for developing and conducting an appraisal review school for federal bank examiners.  Mr. Moye has conducted more than 50 of the classes at the FDIC center in Arlington, VA.  There are additional courses scheduled for the next 3 years.

Mr. Moye also developed and is the subject matter expert for an on-line appraisal school for bankers and examiners. The online class is co-sponsored by the Conference of State Bank Supervisors (CSBS), FFIEC and the Colorado Graduate School of Banking. 

In addition to the programs developed for FFIEC and CSBS, CALMO Realty Services has developed and/or facilitated educational programs for regulatory agencies and associations, including the National Credit Union Administration (NCUA), Illinois Office of Banks and Real Estate, North Carolina Commissioner of Banks, Kentucky Office of Financial Institutions, California Department of Financial Institutions, Alabama State Banking Department, Texas Department of Savings & Mortgage Lending, Office of Thrift Supervision (OTS), Arkansas State Bank Department, Arkansas Appraiser’s Licensing & Certification Board, the West Virginia Real Estate Appraiser's Commission, the American Council of State Savings Supervisors (ACSSS), the American Banker’s Association of Montana, the Maryland Banker’s Institute and the Center for Financial Training (CFT).

Mr. Moye is the author of several publications, including “Federal Regulation of Real Estate Appraisal”, “Dissection of a Residential Appraisal Report” and “Principles of Residential Real Estate Appraising“.

CALMO Realty Services markets computer-based appraisal review forms, validation forms, engagement letters and evaluation forms to institutional lenders and appraisers. Internal consulting and training is another service offered to institutional lenders by the company.